Benefits and Features of Smart Card Management System

December 11, 2019

People nowadays prefer online transactions and other payment options to make things happen. Hence chances are high for exposure to various types of financial frauds. This may result in financial losses. The smart card management system provides us highly configurable and secure transactions. It helps to achieve trust and success from users.

A Smart Card Management System helps to effectively manage smart cards. This system holds the capability to issue smart cards, maintain the smart cards in use and finally make the smart cards out of use. It is generally implemented as software applications.

Working of Smart Card Management System

The smart card management system is generally executed as software applications. The software application is usually utilized in the form of a server application that can be accessed from different client systems if the system needs to be available to more than one operator or user.

The main responsibility of the system is to take a smart card from one state to another. All these processes of changing state are named differently by a different smart card management system.  The multiple synchronized system is an alternative approach to this.

Some of most of the widely used names of the processes are listed below:

Issue- issuing or personalizing the smart card for a smart card holder
Register- adding a smart card to the system
Unregister- removing a smart card from the system
Delete- Permanently remove a smart card from the system
Lock or Block- smart cardholder will not have access to the smart card
Unlock- access to the smart card is re-enabled for the smart card holder
Restore- restore smart card certificates and selected keys
Revoke- credentials on the smart card are made invalid
Activate- reactivating smart card from the deactivated state
Deactivate- putting the smart card on hold in the backend system
Initiate- activating the smart card for first use by the smart card holder
Backup- backup smart card certificates and selected keys

Features of the Card Management System

Complete card, application and parameter management
Easy integration with external interfaces
Supports all chip Operating systems
Instant issuance
Limits costly card replacement
Able to market new products and applications quickly
Complete control over card features and flexibility
Freedom of application choice
User-friendly control of downloadable profiles and card file format
Highly configurable and secure system
Assists in real-time tracking
Low data usage or internet usage
Strong identity verification

Benefits of Smart Card Management System

Integration with fraud and risk management
Helps in vendor registration
Key management with certificate generation
Limits fraud on combined data
Helps to get extensive MIS reports regarding smart card usage
Effective management of lost cards, deletion of cards and modification of information on cards
Efficient sourcing of smart cards whether it is a contact or contactless
Provide secure network access credentials
Feasible for every small transaction

The smart card management system is a flexible and powerful management tool that creates an electronic cash environment that eliminates the handling and accounting for coins. The security of the card management system has been often higher as smart cards are a kind of security token for confirming a smart cardholder.

Smart cards are working on the basis of two-factor identification (using cards require bank card and Personal Identification Number). Smart card technology enables greater flexibility in controlling pricing functions.

Also Read:Smart Cards: Definition, Types, and Examples

Also with the introduction of smart cards, fraud leading to cost savings and increased security of transactions is limited using mechanisms such as Encryption, Purging,Financial Risk Management, and Key Management.



SchoolSmartCards is a venture by Edsys Pvt Ltd. It has been conceived with the aim of providing high quality smart card related products including ERP software for schools.

We have a passionate and dedicated professional team working on the development side to continuously improve the portfolio of SchoolSmartCards products.

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